When I named this blog series “Chronicles of the Mass Exodus” I was thinking of exodus as a leaving, not the biblical book. However, the realities of the last few weeks have hit home hard and have necessitated a change in thought, a reevaluation of the plan, a readjustment of the threshold, so to speak. The dream lives on, even stronger that before but we have had to rethink a few things.
Here is the rethinking part: we have had 2 different realtors into our home in the last week or so and the news is not good, not good at all. In the last 4 years our house value has dropped somewhere in the range of 35%. It is at the point that if we were to sell tomorrow, we could cover our current investment but have no funds to buy in LCNM. A sobering thought and I blame and hold GW Bush and his henchmen directly responsible for this financial debacle. Because of them and this, my ability to retire is compromised because of the payout of my retirement. With little available to put down on a home in a new place, it is more difficult to retire on what I will make if I retire now. So where do we go from here?
Well the dear wife, sensing my own disappointment in all this quickly gave me the old pep talk Saturday morning over coffee. She will not let that dream die. We will need to make changes, reevaluate what we want to do and how we will do it. It might take a bit longer than first hoped, but we will do it. We had a nice taste, a great taste of what our lives would be like in LCNM and we are going to do whatever is necessary, WHATEVER, in order to make it happen. Our new timetable may have to stretch until July, 2012 but that is only 27 months away. It can happen! It will happen!
Step one is one of our realtors looking into the possibility of splitting our land into two lots and selling one off in order to come up with a down payment. Step two is to look into a couple of leads regarding our house. Step three is to have another realtor in, her office does work in the area of special needs housing which we consider our home with handicap ramp and accessible shower and bathroom.
So like the biblical story, when Moses was presented with an obstacle, his approach was one of “can do” not “woe is me.” That will be our approach too.
More on this and the readjustment of the threshold in some later posts...
3 comments:
Uh-oh. I remember this kind of reality setting in for us when we were planning our move. Every time I looked at Realtor.com it was in a lower price range. In the end it all worked out, just as it will for you. We found something amazingly affordable with some features that were priceless to us.
And that isn't even counting the first time we moved to NM from New England. That time we had our less-than-mainstream house for sale in a bad market, and ended up selling it for less than we bought it for, not even figuring in the repairs and improvements we had made. We STILL managed to get here and to buy a little adobe house.
You are being CALLED to LC (talk about your Biblical metaphors!) and you will get here. I'll go out on my own metaphorical limb and predict this: Not only will you get to this wonderful place, but you will be able to come sooner than you think.
That's it! I'm sending you some red chile honey, which will perk you right up.
~Princess Bluebird
PB,
thanks for the encouraging words. I do believe it, so I got that going for us. We are working on cutting our bills, paying off debt and fixing up this old fixer upper. I want to be there now, realize sooner is better than later and that it will happen!
and later is always better than never............the gccbs will still be here...wonder how that green chile powder would be on caliche's custard???? maybe i'll wait until the four of us go together and we'll all sample that at the same time :-)
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